LASMIATUN, KMT; ZULFIKRI , Agung. DIGITAL LITERACY, ENTREPRENEURIAL ORIENTATION, AND ACCESS TO FINANCING: FACTORS AFFECTING BUSINESS INNOVATION AND COMPETITIVE ADVANTAGE IN INDONESIAN MSMES. Bussman Journal : Indonesian Journal of Business and Management, [S. l.], v. 5, n. 3, p. 1980–1999, 2025. DOI: 10.53363/buss.v5i3.474. Disponível em: https://bussman.gapenas-publisher.org/index.php/home/article/view/474. Acesso em: 4 nov. 2025.